Guides
Straight answers to the questions people ask before their first credit card: how a card against a fixed deposit works, what you need, and how to use it well.
- Credit card against a fixed deposit: how it worksHow a credit card against a fixed deposit works in India: the lien, the credit limit, interest on your FD, repaying the bill and closing the card.Read the guide
- Getting a credit card without income proofHow to get a credit card in India without a salary slip or income proof: how FD-backed cards work, what the bank still checks, and what to keep ready.Read the guide
- Building a credit history with your first cardHow a first credit card can help you build a credit history in India: on-time payments, keeping balances manageable, and the habits that matter. No score is promised.Read the guide
- FD-backed vs regular credit cardThe difference between a secured, FD-backed credit card and a regular credit card in India: eligibility, limits, your deposit, and when each makes sense.Read the guide