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IOB RuPay Select

Lowest starting FD₹2,25,000

IOB RuPay Select

IOB RuPay Select Credit Card

Apply now Card details

Deposit and credit

Minimum FD

₹2,25,000

Credit limit

₹2,00,000 to ₹4,50,000

Best suited to

Travel and premium benefits

Rewards and benefits

What you get

1 reward point per ₹100
Enhanced domestic and international lounge access
Annual-fee reversal on ₹1 lakh spend

Fees and access

Annual fee

₹500 + GST

Joining fee

₹0

UPI payments

Available

Card network

RuPay Select

Issued by

Indian Overseas Bank

Values are the published catalogue terms; estimates appear only where a numerical rate is published, and caps and exclusions may apply. Approval and final terms remain with the issuing bank.