IOB RuPay Platinum
Card comparison
Compare your shortlist
Compare up to three cards at a time, side by side.
IOB RuPay Platinum
Deposit and credit
Minimum FD
₹12,500
Credit limit
₹10,000 to ₹2,00,000
Best suited to
Travel and premium benefits
Rewards and benefits
What you get
- 1 reward point per ₹100
- Domestic and international lounge access
- Annual-fee reversal on ₹1 lakh spend
Fees and access
Annual fee
₹250 + GST
Joining fee
₹0
UPI payments
Available
Card network
RuPay Platinum
Issued by
Indian Overseas Bank
Values are the published catalogue terms; estimates appear only where a numerical rate is published, and caps and exclusions may apply. Approval and final terms remain with the issuing bank.