IOB RuPay Classic
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IOB RuPay Classic
Deposit and credit
Minimum FD
₹2,500
Credit limit
₹2,000 to ₹10,000
Best suited to
Everyday RuPay UPI payments
Rewards and benefits
What you get
- 1 reward point per ₹150
- No joining or annual fee
- EMI on purchases above ₹3,000
Fees and access
Annual fee
₹0
Joining fee
₹0
UPI payments
Available
Card network
RuPay Classic
Issued by
Indian Overseas Bank
Values are the published catalogue terms; estimates appear only where a numerical rate is published, and caps and exclusions may apply. Approval and final terms remain with the issuing bank.